Mzansi News
South Africans’ Financial Stress Remains High, New Survey Reveals
South Africans have experienced high levels of financial stress over the past three years, impacting their home and work lives as well as their health. Younger individuals and those with lower incomes are the most anxious, with women particularly bearing the brunt of financial strain. In contrast, older individuals and those in higher income brackets experience less worry but have higher levels of unsustainable debt and are less inclined to seek help.
These insights emerge from DebtBusters’ third annual Money Stress Tracker survey. The data was compiled from responses by 26,000 individuals who are registered with DebtBusters but are not currently receiving debt counseling, making it one of the largest surveys on the impact of financial stress in South Africa.
Benay Sager, Executive Head of DebtBusters, noted a slight decrease in financial stress levels over the past year, from 78% in 2023 to 75% in 2024, though this is an increase from 70% in 2022. “While the data shows a marginal decline, the trend over the three-year period remains upward,” said Sager.
The survey was conducted in June. Contributing factors to the reduced stress included a period without loadshedding and stable interest rates. Concerns over interest rate hikes declined by 22%, and worries about loadshedding fell from 17% to 7% in the same period. “Consumers prefer certainty. Although interest rates are high, consistency is less stressful compared to continuous rate hikes,” Sager explained.
Among the 75% of respondents who reported financial stress, 93% noted it negatively affected their home life, 76% their work life, and 74% their health. Women reported being 10% more stressed about finances than men, with nearly four out of five women indicating financial stress. They also reported being 20% more stressed about their health and 30% more stressed about their home life compared to men.
Psychologist Andrea Kellerman observed that women are more likely to acknowledge and express their stress, partly due to societal expectations of emotional support and family nurturing. Women often juggle multiple stressors simultaneously, leading to heightened stress levels. Additionally, many women now balance roles as both mothers and breadwinners, adding to their financial pressure.
The primary financial concerns for most individuals are short-term issues such as running out of money before the end of the month and managing debt. While the concern of having “more month than money” spans all age groups, 70% of those under 55 report financial worries. In contrast, those 55 and older are less concerned about monthly financial management but are more anxious about retirement. Middle-aged individuals face dual pressures of insufficient funds and debt repayment.
A concerning statistic is that 68% of respondents spend more than 30% of their after-tax income on debt repayments, with 53% allocating more than 40% of their earnings to debt servicing. Generally, consumers are advised not to exceed 30% of take-home pay on debt repayments, with 40% being the maximum.
Older individuals and higher earners are more likely to carry unsustainable debt, with 60% of those aged 45 and above and those earning over R20,000 per month experiencing high debt levels. These groups, while under significant debt pressure, are often reluctant to seek help, citing trust issues as a major barrier. In contrast, 54% of younger consumers show a willingness to address money stress but may lack clarity on available options. Younger individuals often feel embarrassed or uncertain, while those over 35 tend to procrastinate.
Kellerman points out that individuals over 55 may prioritize retirement security over current debt concerns. Long-term exposure to debt stress can lead to a “freeze mode” response, where reduced energy and resilience may cause individuals to ignore their issues.
Younger people, though motivated and adaptable, face challenges such as limited job opportunities and high startup costs. They may feel stuck despite having better financial knowledge compared to previous generations. “The tragedy is that many who could benefit from debt counseling and other debt management resources do not seek help due to a lack of awareness, indecision, embarrassment, or mistrust,” Sager said.
DebtBusters offers various tools to aid consumers, including Debt Radar for debt management and the Debt Sustainability Indicator for making debt repayments more manageable. Plans to launch MoneySavers in late 2024 aim to help subscribers save on everyday expenses.
Mzansi News
Former Enyobeni Tavern owners found liable in inquest into deaths of 21 teenagers
The East London Regional Court, sitting in Mdantsane, has found former Enyobeni Tavern owners Siyakhangela and Vuyokazi Ndevu liable in connection with the 2022 tragedy that claimed the lives of 21 young people at the popular Scenery Park venue.
The long-awaited judgment was delivered on Friday as the court concluded the inquest into one of South Africa’s deadliest tavern disasters. While the full ruling was still being handed down at the time of publication, the court found that the couple failed to comply with liquor legislation by allowing unlawful activities at the establishment.
The inquest was convened to determine whether any individual or institution could be held criminally liable for the deaths of the 21 victims, many of whom were under the legal drinking age. The tragedy unfolded during a packed “pens down” celebration at the Enyobeni Tavern in Scenery Park, East London, in June 2022, sending shockwaves across the country.
During the proceedings, evidence leader Advocate Luvuyo Vena argued that responsibility extended beyond the tavern owners. He submitted that the Eastern Cape Liquor Board, police officers and other officials had also failed in their respective duties, contributing to the circumstances that led to the disaster. Lawyers representing the bereaved families similarly argued that accountability should be shared among all those who neglected their legal obligations.
The Ndevus had previously been convicted in 2024 for selling alcohol to minors in contravention of the Eastern Cape Liquor Act after the court found they were responsible for supplying liquor to underage patrons at the tavern.
The findings of the inquest are expected to provide crucial guidance on whether criminal prosecutions should follow against those found responsible for the events that led to the deaths of the 21 teenagers.
The court was continuing with the delivery of the full judgment on Friday afternoon, with further findings and recommendations expected to be released once proceedings conclude.
Mzansi News
High Alert for 30 June as Anti-Illegal Immigration Protests Expected in Several Provinces
South Africans are being urged to plan ahead and remain vigilant ahead of planned protest action scheduled for Tuesday, 30 June 2026, with an advisory identifying several provinces, cities and key transport corridors expected to experience varying levels of disruption.
According to the advisory notice, the protests could affect travel, business operations and public transport in several parts of the country, particularly in areas classified as high risk, where significant disruptions are anticipated.
High-risk provinces and areas
The advisory identifies the following areas as being at the highest risk of disruption:
Gauteng: Johannesburg CBD, Hillbrow, Alexandra, Diepsloot, Kagiso, Tembisa, Soshanguve, Mamelodi and Tshwane CBD.
KwaZulu-Natal: Durban CBD, KwaMashu, Umlazi, Phoenix, Inanda, Pietermaritzburg CBD, Newcastle and Empangeni.
Limpopo: Polokwane CBD, Thohoyandou, Tzaneen, Burgersfort and Musina, including the border town.
Medium-risk provinces
Areas expected to experience possible disruptions include:
Western Cape: Nyanga, Khayelitsha, Mitchells Plain, Philippi, Dunoon, Joe Slovo and Cape Town CBD.
Eastern Cape: Gqeberha CBD, New Brighton, Motherwell, East London CBD, Mdantsane and Mthatha.
Northern Cape: Kimberley CBD, Galeshewe, Upington and Kuruman.
Low to medium-risk areas
The advisory also highlights provinces where some disruptions are possible:
Mpumalanga: Mbombela CBD, Emalahleni, Secunda, Bushbuckridge and Kwaggafontein.
Free State: Bloemfontein CBD, Thaba Nchu, Sasolburg and Harrismith.
Lower-risk province
North West has been classified as a lower-risk province, with minimal disruption expected. Areas listed include Rustenburg, Potchefstroom CBD, Brits and Mahikeng.
Key transport corridors under watch
Authorities have also identified several transport and logistics routes that could be affected by protest activity, including:
Retail centres and logistics hubs across Gauteng, particularly along the N1 and N3 corridors.
The N3 Toll Route in KwaZulu-Natal, including Mooi River, Marianhill Toll, Durban Port logistics lanes and Richards Bay.
The N2 Gateway and routes leading to Cape Town International Airport in the Western Cape.
The N4 Highway to the Mozambique border and mining supply routes in Mpumalanga.
The N1 corridor connecting Polokwane, Tzaneen and Musina in Limpopo.
The N3 through Harrismith and the N1 through Bloemfontein in the Free State.
The N2 coastal route and industrial zones around Coega in the Eastern Cape.
Commercial hubs and logistics routes around Beitbridge.
Public advised to plan ahead
The advisory encourages residents and motorists to:
Plan journeys in advance and allow extra travel time.
Stay informed through trusted and official sources.
Keep communication open with family, employers and service providers.
Avoid protest areas and prioritise personal safety.
Follow instructions issued by law enforcement and emergency personnel.
Authorities are encouraging the public to remain calm, avoid unnecessary travel through identified hotspots where possible, and work together to minimise disruptions while ensuring the safety of communities, businesses and essential services.
Mzansi News
Ramaphosa Announces Five Measures to Tackle Illegal Immigration Amid Rising Tensions
President Cyril Ramaphosa has announced a series of measures aimed at addressing growing public concerns over illegal immigration and border security as tensions around undocumented migrants continue to rise across South Africa.
The president addressed the nation on Sunday following weeks of anti-immigrant protests and increasing pressure on government to act against undocumented foreign nationals living in the country. Demonstrations have been reported in several provinces, including Gauteng, KwaZulu-Natal and the Western Cape, with some communities demanding stricter immigration enforcement.
One of the groups at the centre of the protests is March and March, an anti-migrant movement that has been organising demonstrations and calling for undocumented migrants to leave South Africa by June 30. The group’s campaign has sparked fear among some foreign nationals, with reports indicating that several migrants have already left certain communities due to concerns over possible violence and planned shutdown actions at the end of the month.
In his address, Ramaphosa acknowledged that many South Africans feel frustrated about immigration, unemployment and crime, saying government could not ignore the concerns being raised by citizens.
“South Africans are asking difficult but legitimate questions,” the president said. “They are concerned about safety, security and the rule of law. These concerns are real, and they deserve to be addressed.”
Ramaphosa stressed that South Africa remains a constitutional democracy governed by law and warned against vigilante actions targeting foreign nationals. He said only authorised law enforcement and immigration officials have the legal authority to deal with immigration violations.
“No individual or group has the right to stop people on the streets, demand identification documents or threaten foreign nationals,” he said. “Such actions undermine the rule of law and threaten social stability.”
The president outlined five key interventions government will implement to strengthen immigration management and improve border control.
The first measure involves intensifying operations against undocumented migrants and criminal syndicates linked to human trafficking, illegal border crossings and fraudulent documentation. Authorities will also increase collaboration between police, immigration officials and intelligence agencies to combat organised crime connected to illegal migration.
Secondly, government plans to strengthen border management systems to reduce illegal entry into the country. Ramaphosa said the Border Management Authority would receive additional support and resources to improve surveillance and monitoring at ports of entry.
The third intervention focuses on improving the efficiency of the immigration system, including visa processing, asylum applications and deportation procedures. Government has faced criticism in recent years over delays and backlogs within the Department of Home Affairs, with some cases taking years to process.
The fourth measure includes cracking down on corruption involving immigration officials and syndicates accused of selling fraudulent permits and identity documents. Ramaphosa said corruption within the system weakens national security and damages public trust in government institutions.
The fifth intervention involves working with communities and civil society organisations to prevent violence and xenophobic attacks while promoting lawful solutions to immigration challenges.
Ramaphosa also urged South Africans not to blame all foreign nationals for the country’s economic and social difficulties. He said many migrants contribute positively to the economy and society through business activities, labour and skills development.
South Africa has long struggled with high unemployment, poverty and crime, factors that have fuelled tensions between local communities and foreign nationals. Competition for jobs and access to public services has often intensified frustrations, particularly in poorer communities.
Political parties and civil society groups remain divided on how government should respond. Some organisations have called for tougher border controls and stricter immigration laws, while others warned against xenophobia and collective punishment of migrants.
Human rights groups have also expressed concern over inflammatory rhetoric during recent protests, warning that anti-migrant campaigns could escalate into violence similar to previous xenophobic attacks witnessed in the country over the years.
Ramaphosa appealed for calm and unity, saying government would continue enforcing the law while protecting the rights and dignity of everyone living in South Africa.
“We must resolve these challenges through lawful means,” he said. “We cannot allow fear, anger or frustration to divide our communities or lead to violence.”
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